Guides & Tools

The material behind every TEI portfolio.

Guides and tools built to
actually teach you something.

No email required. No sign up. Read the same material that shapes how every TEI portfolio is built and coached, and try a real tool from the TEI suite.

🧠 Investment philosophy

TEI Principles

Master the principles, ignore the noise. From first principles to the exact framework behind every position in a TEI portfolio, including the conviction matrix and dip-buying rules.

Read the guide →
🗺️ The learning path

Five Stages to the Seasoned Investor

The full curriculum, from your first ISA to a fully coordinated financial life. Includes a two-minute self-assessment to find out where you would start.

Read the guide →
🏦 Tax and allowances

The Tax Wrapper Guide

Every ISA, pension and account type explained, with 2026/27 allowances, the order to use them in, and the advanced strategies most people never hear about.

Read the guide →

Tools built for
where you are right now.

The full TEI tool suite. Some are ready to use today, others are being built and will appear here as they go live.

⚡
Wealth Forecast
See your financial future

Run thousands of simulations of your investment portfolio. Model contributions, returns, inflation, and drawdown in retirement.

Open Wealth Forecast →
🗺
Portfolio Strategy
How we build your portfolio

An interactive framework for portfolio construction, position sizing, conviction tiers, and the balance between growth and stability.

Open Portfolio Strategy →
💰
Tax Wrapper Scenario Tool
Find the easiest saving

Put in real numbers and see which wrapper decisions -- ISA, pension, LISA, salary sacrifice, bed-and-ISA -- are actually worth something right now.

Open Scenario Tool →
🏠
Property Investment Calculator
See how a purchase really works

The mortgage, the equity build-up, the tax on selling or letting, and a genuine stress test -- rate rises, voids, and price falls.

Open Property Calculator →
📊
Portfolio Optimisation Lab
Model your own portfolio changes

Analyse concentration, build scenarios against presets or your own targets, compare them side by side, and see the exact trades required.

Open Optimisation Lab →
⚡
Cost of Waiting Calculator
What delay actually costs

See what starting today versus waiting a year -- or five -- actually costs you by the time you retire, in real numbers.

Open Cost of Waiting →