Free resources

Guides and tools built to
actually teach you something.

No email required. No sign up. Read the same material that shapes how every TEI portfolio is built and coached, and try a real tool from the TEI suite.

🧠 Investment philosophy

TEI Principles

Master the principles, ignore the noise. From first principles to the exact framework behind every position in a TEI portfolio, including the conviction matrix and dip-buying rules.

Read the guide →
🗺️ The learning path

Five Stages to the Seasoned Investor

The full curriculum, from your first ISA to a fully coordinated financial life. Includes a two-minute self-assessment to find out where you would start.

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🏦 Tax and allowances

The Tax Wrapper Guide

Every ISA, pension and account type explained, with 2026/27 allowances, the order to use them in, and the advanced strategies most people never hear about.

Read the guide →
Try it yourself

A real tool from the
TEI suite.

Free, no sign up. Below is the Cost of Waiting calculator, live. Enter your own numbers and see what a delay actually costs.

The Everyday Investor

The Cost of Waiting Calculator

Find out exactly what every month of inaction is costing you -- in pounds, by retirement.

Your situation
What you could invest each month
Retirement modelled at age 60
Your risk profile
7%
3%Conservative15%
The cost of waiting one year
£0

That's what you give up by waiting just 12 months to start.

That's £0 every single day.

Start now

£???k

by age 60

Wait one year

£???k

by age 60

Unlock the full breakdown -- free.

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Years of delay to model
Start today
-
projected by age 60
Wait 1 year
-
projected by age 60
The cost of waiting 1 year
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-
Monthly cost
-
per month of waiting
Daily cost
-
thrown away per day
Already lost
-
vs starting at 25
📉
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⏳
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Growth trajectory comparison

Projections are illustrative only. Based on compound growth at the assumed annual return rate. Not financial advice.

More tools, available to TEI clients

⚡
Wealth Forecast
See your financial future

Run 5,000 simulations of your investment portfolio. Model contributions, returns, inflation, and drawdown in retirement. Download a full personalised report.

🔒 Available to all clients
🗺
Portfolio Strategy
Build your investment approach

An interactive framework for how to think about portfolio construction, position sizing, conviction tiers, and the balance between growth and stability.

🔒 Available to Core clients and above
TEI Growth Fund

Research and Analysis

In-depth investment notes on current holdings. Thesis, financials, risk factors, and positioning, written to educate as well as inform. Available to clients from Core tier upward.

Find out more